COATS

Credit Optimisation And Transaction analysiS (COATS), as the name suggests, helps you to optimise the credit available to you using your credit cards. This is especially useful if you have more than one card (as many of us do).- Make an informed decision about which of your multiple cards to use on any given day
- Get a grip on your expenses (be alerted if you exceed the personal limits set on each card, for example, if you exceed 80% of the available credit on your card)
- Never miss a card payment (and incur heavy penalties). Payment due dates of all your cards can be viewed at any time.
- Inform the issuing bank if your card is stolen/lost without leaving the app
- Verify the card statement against transaction data stored in the app and inform the issuing authority if you notice an unauthorised transaction in the card statement.
- Have your card transactions updated automatically (of course you still have the option to do it the old-fashioned way!)
- Analyse your expenses to help you understand how the money was spent based on various categories (you can always add your own categories to the predefined ones)
- Keep personal notes
- Stuck ? A collection of Frequently Asked Questions is available to help you. You can always mail your questions if needed.